Benefits

MHCD offers a highly competitive and comprehensive array of employee benefits for employees and their families.

Health Insurance

MHCD's top-notch medical plan offers excellent coverage at very affordable premiums.

One hundred percent co-insurance after co-pay.
No PCP referral required in-network.
Wide network allows abundant choice of physicians.
Members select a primary care physician (PCP) which may be family practioners, internists, or pediatricians.
In addition to PCP, members may also select a preferred OB/GYN (in-network).
Online claim review, provider lists, and health information at www.mygreatwest.com.
Members may choose to use out of network providers and/or to not receive a referral from their PCP. In this case, benefits are paid at the lower level (50% co-insurance).

Members receive the following services twice each year (two check-ups per year six months apart):

	Members Responsibility
Individual Annual Deductible	$50
Family Annual Deductible	$150
Annual Maximum (per member) *	$1,500
Preventive Services	0% (no deductible)
Basic Services	20% after deductible
Major Services	50% after deductible
Orthodontia Services **	50% after deductible
Orthodontia Lifetime Maximum	$2,000 per child
Reduced to $750 if enrollee joins as of July 1 or later *Orthodontia coverage for children under 19 years of age.

The vision plan is is included with the Health Insurance premium, administered by Great West.
You may visit any licensed vision care professional.
This is a reimbursement benefit with reimbursement as defined in the following table.

Benefit Maximum	Once Every 24 Months
Benefits	Maximum Payable Benefits
Eye Exam	$60
Single Vision Lenses Or Contact Lenses (Does Not Cover Cosmetic Lenses)	$60
Bifocal Lenses And Frames	$69
Trifocal Lenses And Frames	$75
Lenticular Lenses And Frames (Lenses Worn Following Cararact Surgery)	$96
Corrective Contact Lenses (Medical Necessity)	$180
Cosmetic Contact Lenses (Non-Medical Necessity)	$60